Amex Platinum insurance might be a good choice if you're looking for rental vehicle insurance. This type is designed to protect your driving. To get the best coverage, you need to be aware of specific terms and conditions. You may be excluded from coverage for certain events if you don't follow these rules.
Amex Platinum Rental Car Insurance
You can save money on rental car insurance when you use your American Express Platinum Card. This program protects against theft and collision damage. It also covers loss of use and towing expenses for all cardholders. Unfortunately, coverage for other drivers may be limited and will not include damage to your car. A separate premium protection plan will give you the most coverage.
You must submit documents within 60 day of the accident to make a claim. Your claim may be denied if you fail to meet this deadline. Be sure to carefully read the terms and condition to make sure that your policy covers the damage you sustained. Refusal to provide documentation or report an accident could result in coverage being denied.
To enroll in Premium Car Rental Protection, you must hold an Amex Card. Log into your American Express account to apply. Once you have done that, select the coverage you would like. Choose the card you intend to use most. After enrolling in the program, you won't be charged until you use the car. You will be charged the premium rate.
Secondary coverage might be a good option if you travel for business. This type coverage allows you to make a claim directly on your primary auto policy without needing to create a separate policy. Important to know is that this type coverage does not protect your car from damage.
Apart from saving money on car rental insurance, your credit card can offer you many benefits. You'll be able to earn additional rewards and possibly even get an upgraded car. When you use your credit card to make a rental, remember to take pictures. This will help resolve any misunderstandings that may arise from damage.
An Ink Business Cash (r), Credit Card is also available to supplement the Amex Platinum rental vehicle insurance. This credit cards provides primary coverage when used for business. The card is an excellent choice for international travel, despite the absence of elite benefits. You can also obtain secondary coverage within your country.
It is important to be aware of any restrictions you may encounter when purchasing rental car insurance. The terms and conditions are complicated and may vary by card. You can ask your card issuer for more information if you aren't sure. American Express offers details about specific rental vehicle insurance.
Credit cards can be used to obtain rental car insurance for international travelers. Many credit cards include rental car coverage. However, it is important that you verify your travel requirements. Some policies restrict the rental period. Other policies may require that you purchase additional coverage.